Investment Objective
The Fund seeks long­term growth of capital and income through investment in a balanced portfolio of equity and fixed income securities. Capital protection and low volatility are important investment goals.

Investment Strategy
Portfolio allocation is determined and adjusted by Lowe, Brockenbrough's experienced portfolio management team. The common stock allocation will normally range between 50% and 75% of fund assets. The Fund is not only diversified with stocks and bonds, but also by holding securities across all market sectors.